Personal Finance, Redesigned

Know where
every rupee
goes.

One app for expenses, group bills, and AI-powered insights — works fully offline, syncs to cloud when you're ready.

Get the app Explore features
Offline-first 22 Languages iOS + Android AI-powered
9:51
Good evening
Hari
🔔
H
‹ June 2026 ›
NET BALANCE
₹1,39,619
Updated just now
INCOME
₹1,39,853
EXPENSE
₹234
➕ Add
🔁 Recurring
👥 Split bill
🏷 Category
Shared wallet
Circle plan · 4 members
H
D
R
+1
Active splits See all →
👥
Active
Goa Trip
2 members · 1 settled
P
H
₹12
👥
You owe
Team Dinner
3 members · 1 settled
V
H
−₹50
Upcoming recurring See all →
🏠
Home
👥
Groups
＋
📊
Reports
⊞
More
Track Expenses✦ Bill Splitting✦ AI Predictions✦ Offline First✦ 22 Languages✦ Recurring Payments✦ Group Sharing✦ Smart Insights✦ EMI Calculator✦ CSV Export✦ Track Expenses✦ Bill Splitting✦ AI Predictions✦ Offline First✦ 22 Languages✦ Recurring Payments✦ Group Sharing✦ Smart Insights✦ EMI Calculator✦ CSV Export✦
Everything you need

Packed with features.
Beautiful by default.

From personal budgets to group splits — intelligently built for daily Indian financial life.

📊 Dashboard

Your money,
crystal clear

Monthly balance, income vs expenses with live progress bars, category breakdown, and searchable transactions.

NET BALANCE · JUNE
₹ 24,580
Jun ↑
Income
₹45k
Expense
₹20k
🍕
Food−₹340
💼
Salary+₹45,000
🚗
Transport−₹200
🛍
Shopping−₹1,240
👥 Group Sharing

Share finances
as a family

🏠
Create your group
+ Start a group
✓ Group created!
Family Finance
P
R
A
+4
Invite link sent · 3 members
Family Finance · Live feed
R
Riya added−₹340 Food
2m
A
Arjun added−₹200 Travel
1h
P
You added+₹45,000 Salary
2h

Invite family or team. See everyone's spending in one real-time feed. Sponsored access for free users.

🔁 Recurring

Never miss
a payment

Recurring Payments
🔌
UtilitiesRent, Electric, Water
›
📱
SubscriptionsNetflix, Spotify, Phone
›
🏦
LoansCar EMI, Home loan
›
💊
InsuranceHealth, Life, Car
›
← Subscriptions + Add
📺
NetflixMonthly · ₹649
Due in 2 days
🎵
SpotifyMonthly · ₹119
Paid ✓
📞
Phone planMonthly · ₹299
Due in 8 days
← Add Payment
TitleGym Membership
Amount₹ 1,200
FrequencyMonthly
Next dueJun 20
Save Payment ✓
💪
Gym MembershipMonthly · ₹1,200
Due in 5 days
📊 Reports

Beautiful reports,
instantly

🍕 Food
₹6.2k
🚗 Travel
₹3.4k
🛍 Shop
₹4.1k
💼 Salary
₹45k
Export as CSV
✦ AI Insights

Know before
you overspend

Mar
Apr
May
Jun
Jul ↗
Saving ↗ vs last month
⚡ Food spend 20% above trend
Predicted₹22,400
AnomalyFood +20%
Savings conf.78%
🌓 Appearance

Light & dark,
your way

Light
Dark
👥 Bill Splits

3 ways
to split

⚖
Equal
Auto ÷ by heads
✏
Exact
Set each amount
%
Percentage
Weighted split
P
Pravin
₹3,100
✓
A
Arjun
₹3,100
pending
⚡ Always Works

Offline
first

All data lives on your device. Zero internet required to track.

01 — Dashboard

The balance card
that tells the
whole story

One teal card holds your net balance, income, and expense split with live progress bars. Every transaction below — filterable, searchable, exportable to CSV.

Monthly & yearly reports with charts
Custom categories with emoji icons
Income & expense tracking
CSV export for any date range
Carry-over balance across months
Good morning 👋
Pravin
P
‹June 2026›
NET BALANCE
₹ 24,580
June · 15 days tracked
Income
₹ 45,000
Expense
₹ 20,420
🍕 Food · ₹6,200
🚗 Travel · ₹3,400
🍕
Food & DiningToday · 2:30 PM
−₹340
💼
Salary1 Jun
+₹45,000
🚗
TransportYesterday
−₹200
Active splits
🏖️
Goa Trip
3/4 ✓
🍽️
Team Dinner
2/4
Due soon
📺
NetflixDue in 2 days
₹649
📱
Phone planDue in 8 days
₹299
🏠
Home
➕
Add
✦
Insights
📊
Reports
⋯
More
Just added
💼
Salary
+₹ 45,000
🍕
Food · just now
−₹ 340
←
Goa Trip 🏖️
4 people · Equal split
Total bill
₹ 12,400
₹ 3,100 per person
1 of 4 settled · ₹ 3,100 collected
P
Pravin (you)₹ 3,100
Paid ✓
A
Arjun₹ 3,100
Pending
R
Riya₹ 3,100
Pending
S
Sara (guest)₹ 3,100
Invited
Remind all →
Settle now
🏠
Home
➕
Add
✦
Insights
📊
Reports
⋯
More
✓
Arjun settled
₹ 3,100
Invite link ready
Works without the app ↗
02 — Bill Splitting

Split the bill.
Not the
friendship.

Add participants by name or mobile. Even friends without meentu can join via an invite link — they see exactly what they owe. Settle in one tap.

Equal, exact, or percentage split
Invite guests via link — no app needed
Settlement tracking with payment history
Guest auto-links when they register later
Smart debt simplification algorithm
03 — AI Insights

Know what's coming
before it arrives.

meentu's AI engine analyses your patterns and predicts what you'll spend — by category, by month. Catch anomalies. Understand trends.

Monthly spend prediction per category
Anomaly alerts when something looks off
Savings confidence score
Year-over-year trend analysis
AI Insights
✦ Jun 2026
Predicted spend this month
₹ 22,400
68% of your 3-month average
Spending trend · 6 months
Jan
Feb
Mar
Apr
May
Jun
Trend line Jan → Jun
JanFebMarAprMayJun↗ Jul
⚡
Food spend
20% above 3-month average
+₹1,240
Savings confidence
78% — On track
🏠
Home
➕
Add
✦
Insights
📊
Reports
⋯
More
✦ AI
Prediction ready
₹22,400 this month
Built-in tools

Every calculator,
built right in.

🏦EMI Calculator
Monthly installments on any loan with full interest breakdown.
📈SIP Returns
Project wealth from mutual fund SIP investments over time.
🏛FD Calculator
Fixed deposit maturity with compound interest calculations.
⛽Fuel Cost
Trip fuel cost based on distance and vehicle mileage.
🏠Loan Affordability
Know exactly what home loan your salary can support.
📊Prepayment Sim
Simulate interest savings from loan prepayments.
Pricing

Start free.
Upgrade when ready.

Personal tracking is free forever. No credit card. No lock-in.

Pocket
₹0
Free forever
  • ✓Unlimited expenses & income
  • ✓Custom categories with icons
  • ✓Bill splits (offline)
  • ✓All 6 calculators
  • ✓22 language support
  • —Cloud sync
  • —Group sharing
  • —AI insights
Get started free
MOST POPULAR
Pair
₹49/mo
or ₹ 499/year · Save 15%
  • ✓Everything in Pocket
  • ✓Cloud sync across devices
  • ✓Sponsor 1 group member
  • ✓Shared expense feed
  • ✓Recurring payments sync
  • ✓AI spending insights
Start with Pair
Circle
₹99/mo
or ₹ 999/year · Save 17%
  • ✓Everything in Pair
  • ✓Up to 4 group members
  • ✓Full family / team sharing
  • ✓Priority sync
  • ✓Advanced AI insights
  • ✓Early feature access
Go Circle

Take control of
your finances today.

Free forever for personal tracking. No sign-up required to start.

Download on the
App Store
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Google Play
KNOW WHERE EVERY RUPEE GOES