Personal Finance, Redesigned

Know where
every rupee
goes.

One app for expenses, group bills, and AI-powered insights — works fully offline, syncs to cloud when you're ready.

Get the app Explore features
Offline-first 22 Languages iOS + Android AI-powered
9:51
Good evening
Hari
🔔
H
‹ June 2026 ›
NET BALANCE
₹1,39,619
Updated just now
INCOME
₹1,39,853
EXPENSE
₹234
➕ Add
🔁 Recurring
👥 Split bill
🏷 Category
Shared wallet
Circle plan · 4 members
H
D
R
+1
Active splits See all →
👥
Active
Goa Trip
2 members · 1 settled
P
H
₹12
👥
You owe
Team Dinner
3 members · 1 settled
V
H
−₹50
Upcoming recurring See all →
🏠
Home
👥
Groups
＋
📊
Reports
⊞
More
Track Expenses✦ Bill Splitting✦ AI Predictions✦ Offline First✦ 22 Languages✦ Recurring Payments✦ Group Sharing✦ Smart Insights✦ EMI Calculator✦ CSV Export✦ Track Expenses✦ Bill Splitting✦ AI Predictions✦ Offline First✦ 22 Languages✦ Recurring Payments✦ Group Sharing✦ Smart Insights✦ EMI Calculator✦ CSV Export✦
Everything you need

Packed with features.
Beautiful by default.

From personal budgets to group splits — intelligently built for daily Indian financial life.

📊 Dashboard

Your money,
crystal clear

The real Home view: monthly balance, income and expense totals, shared wallet, active splits, recurring payments and recent activity.

NET BALANCE · JUNE
₹ 24,580
✦ AI Insights
Income
₹45,000
Expense
₹20,420
👥
Shared Wallet · 2 members›
♟
Goa Trip · Active split₹4,800
↻
Netflix · Due in 2 days−₹649
👥 Group Sharing

Your group,
in one place

PAIR PLAN · 2 MEMBERS
My Group + Add member
P
R
＋
R
Riya · MemberRead & write access
•••
P
Pravin · AdminGroup owner
YOU

Paid group owners add members and control access. Members use the Shared Wallet to add synced expenses, recurring payments and categories.

🔁 Recurring

Recurring bills,
organised clearly

Recurring Payments + Add
ENTERTAINMENT
📺
Netflix₹649 · Monthly
Due in 2 days
🎵
Spotify₹119 · Monthly
Paid ✓
BILLS & UTILITIES
📞
Phone plan₹299 · Monthly
Due in 8 days

Grouped by your real expense categories, with personal or Shared Wallet scope.

📊 Reports

Beautiful reports,
instantly

🍕 Food
₹6.2k
🚗 Travel
₹3.4k
🛍 Shop
₹4.1k
💼 Salary
₹45k
Export PDF
✦ AI Insights

Actionable insights
from real spending

Mar
Apr
May
Jun
Jul ↗
Saving ↗ vs last month
⚡ Spending pace is above last month
Projected₹22,400
Top spendFood 32%
Savings₹8,600
🌓 Appearance

Light & dark,
your way

Light
Dark
👥 Bill Splits

Split equally
or customise

⚖
Equal
Auto ÷ by heads
✏
Custom
Set each amount
P
Pravin
₹3,100
✓
A
Arjun
₹3,100
pending
⚡ Always Works

Offline
first

THIS MONTH₹ 24,580
On device
🍕
Food & DiningSaved to SQLite
−₹ 340
▣
SalarySaved to SQLite
+₹ 45,000
Changes saved locally
Connected

All data lives on your device. Zero internet required to track.

01 — Dashboard

The balance card
that tells the
whole story

One teal card holds your net balance, income, and expense split with live progress bars. Every transaction below — filterable, searchable, exportable to CSV.

Monthly & yearly reports with charts
Custom categories with emoji icons
Income & expense tracking
CSV export for any date range
Carry-over balance across months
Good morning 🌤
Pravin
♢
P
‹June 2026›
✦ AI Insights
NET BALANCE
₹ 24,580
↙Income
₹ 45,000
↗Expense
₹ 20,420
Shared WalletPair plan · 2 members
RP›
Active SplitsView all ›
♟ACTIVE
Goa Trip4 members · 2 settled
₹ 4,800
AR+2
♟YOU OWE
Team Dinner3 members · 1 settled
−₹ 620
S+1
Upcoming RecurringView all ›
↻NetflixDue in 2 days
−₹ 649♙ You
↻Phone planDue in 8 days
−₹ 299♙ You
Recent TransactionsView all ›
🍕
Food & DiningBy: You · Groceries
−₹ 340Today
▣
SalaryBy: You · Income
+₹ 45,0001 Jun
⌂
Home
＋
Add
✦
Insights
▥
Reports
•••
More
Just added
💼
Salary
+₹ 45,000
🍕
Food · just now
−₹ 340
←Create Split2 selected
Split nameGoa Trip
₹12,400
My GroupAdd members2 selected
＋Add by mobile
R✓Riya
A✓Arjun
SSara
Include my share
Split equallyCustom amounts
P
Pravin (You)Paid · included
₹ 4,133.34
R
RiyaRegistered
₹ 4,133.33
A
ArjunRegistered
₹ 4,133.33
⑂   Create Split
⌂
Home
＋
Add
✦
Insights
▥
Reports
•••
More
✓
Arjun settled
₹ 3,100
Invite link ready
Works without the app ↗
02 — Bill Splitting

Split the bill.
Not the
friendship.

Add participants by name or mobile. Even friends without meentu can join via an invite link — they see exactly what they owe. Settle in one tap.

Equal or custom-amount splitting
Invite guests via link — no app needed
Settlement tracking with payment history
Guest auto-links when they register later
Add existing group members in one tap
03 — AI Insights

Know what's coming
before it arrives.

Meentu combines on-device spending analysis with AI guidance to show financial health, projected spend, unusual changes and practical ways to save.

Financial health score and monthly headline
Projected spending and savings rate
Spending spikes and smart observations
Personalised ways to save
‹
Insights
September 2026
✦ Smart analysis
A steady September, with room to save a little more.
16Needs work
INCOME₹ 0
SPENT₹ 400
SAVED0%
DAILY PACE₹ 67
−100%vs your norm
−54%vs last month
All clearin spending
♨ Ways to save
▣
Gg is your largest costSet a monthly cap for it.
⌁Recurring bills are 100% of your spendCancel anything unused.
☼Log expenses daily sothese insights get sharper.
JanFebMarAprMayJun↗ Jul
♨
Monthly pace
Daily spend rate
24 days left
Daily spend rate₹ 67/day
Projected this month₹ 2,000
🏠
Home
➕
Add
✦
Insights
📊
Reports
⋯
More
✦ AI
Prediction ready
₹22,400 this month
Built-in tools

Every calculator,
built right in.

🏦EMI Calculator
Monthly installments on any loan with full interest breakdown.
📈SIP Returns
Project wealth from mutual fund SIP investments over time.
🏛FD Calculator
Fixed deposit maturity with compound interest calculations.
⛽Fuel Cost
Trip fuel cost based on distance and vehicle mileage.
🏠Loan Affordability
Know exactly what home loan your salary can support.
📊Prepayment Sim
Simulate interest savings from loan prepayments.
Pricing

Start free.
Upgrade when ready.

Personal tracking is free forever. No credit card. No lock-in.

Pocket
₹0
Free forever
  • ✓Unlimited expenses & income
  • ✓Custom categories with icons
  • ✓Bill splits (offline)
  • ✓All 6 calculators
  • ✓22 language support
  • —Cloud sync
  • —Group sharing
  • —AI insights
Get started free
MOST POPULAR
Pair
₹49/mo
or ₹ 499/year · Save 15%
  • ✓Everything in Pocket
  • ✓Cloud sync across devices
  • ✓Sponsor 1 group member
  • ✓Shared expense feed
  • ✓Recurring payments sync
  • ✓AI spending insights
Start with Pair
Circle
₹99/mo
or ₹ 999/year · Save 17%
  • ✓Everything in Pair
  • ✓Up to 4 group members
  • ✓Full family / team sharing
  • ✓Priority sync
  • ✓Advanced AI insights
  • ✓Early feature access
Go Circle

Take control of
your finances today.

Free forever for personal tracking. No sign-up required to start.

Get it on
Google Play
KNOW WHERE EVERY RUPEE GOES